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COVID-19 Business Assistance

  • (City program) Des Moines City Council voted on May 4, 2020 to direct $750,000 of federal COVID-19 relief to a local grant fund to support small businesses in Des Moines. The DSM Small Business Recovery Grant is a partnership between the City of Des Moines, the Greater Des Moines Partnership, Polk County and additional community partners. See the full list of Des Moines recipients here.  Please note - the deadline for this program has passed, and this program is currently closed.
  • (Federal programs) The U.S. Small Business Administration (SBA) has issued a disaster declaration for the state of Iowa as of January 31, 2020 and continuing.  The declaration allows pandemic-impacted small businesses to apply for assistance.  Applications can be made via the SBA’s website:   https://disasterloan.sba.gov/ela/.   Applicants can monitor the status of their applications online after submission.  For questions, please contact the SBA disaster assistance customer service center at 1-800-659-2955 (TTY: 1-800-877-8339) or email  disastercustomerservice@sba.gov.
  • (Federal program) The CARES Act established the Paycheck Protection Program.  The Paycheck Protection Program is a loan designed to provide a direct incentive for small businesses to keep their workers on the payroll.  The Program has provided much-needed relief to millions of small businesses so they can sustain their businesses and keep their workers employed.  SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.  More than 5 million loans were approved, totaling more than $525 billion, witha n average loan size of $100,000.  Please note - the deadline for this program has passed, and this program is currently closed.
  • (Non-Profit program) The Iowa Small Business Relief Fund aims to target small businesses with 1-7 employees, granting them dollars ranging from $500-$3500. These grants cover business related expenses including, but not limited to, rent, utilities, insurance, delivery services, and technology. More information about this program can be found at https://www.empowermoney.org/smallbusinessrelief.  This Small Business Relief Fund is made possible by an alliance including: The Director’s Council, Immigrant Entrepreneurs Summit, League of United Latin American Citizens - Iowa (LULAC Iowa), One Voice, Iowa State Extension, DREAM Iowa, and Iowa Community Capital.  Please note - the deadline for this program has passed, and this program is currently closed.

  • (State program) The State of Iowa created a fund to support Targeted Small Businesses (TSB) with zero employees that have been economically impacted by the COVID-19 pandemic.

  • (State program) The Iowa Eviction and Foreclosure Program provides up to $3,600 for homeowners and $3,200 for renters impacted by COVID-19 that are facing housing hardships.  This program will provide short-term relief to income-eligible renters and homeowners who are at risk of eviction or foreclosure.  Applications will be accepted on an ongoing basis and assistance will be provided to eligible applicants on a first come, first ready to proceed basis until all funds have been exhausted.

  • (State program) The Iowa Small Business Utility Disruption Program is available to assist small businesses and nonprofits with utility bill challenges.  This program is available until all funds have been exhausted or October 31, 2020, whichever comes first.
  • The Greater Des Moines Partnership has also launched the DSM Employment Ready initiative to assist businesses in need of immediate temporary workers and employees who have been affected by circumstances related to the COVID-19 pandemic.