Federal Funds


Homeowner Repairs

This program is on hold due to the pandemic. This program is suspended until further notice.

Homebuyer Assistance

City funding for homebuyers is channeled through the City's nonprofit partners. They include HOME, Inc., Greater Des Moines Habitat for Humanity, Neighborhood Finance Corporation, or Neighborhood Development Corporation. If you would like to purchase a home, please contact the nonprofit organizations.

Currently, the City provides gap funding for single-family new construction to its nonprofit partners. It does not fund homeowners projects by for-profit developers unless solicited in a Request for Proposals. If you would like to be added to the RFP mailing list, please contact us by phone at (515) 283-4520.

Rental Housing & Assistance

We provide funding to developers to construct new affordable rental units or acquire and rehabilitate affordable rental units. Both options provide a gap subsidy. The subsidy helps developers build or rehab units that may have greater financial risk.

Funding is structured as a below-market-rate loan. The funding includes income and rent restrictions. These requirements are monitored annually for up to 20 years. Many rental projects use the City's funding in conjunction with Low Income Housing Tax Credits (LIHTC) administered by the Iowa Finance Authority.

If you are a resident looking for rental housing or assistance, please contact Des Moines Municipal Housing Agency or IowaHousingSearch.org.

The U.S. Department of Treasury's Emergency Rental Assistance program (ERA) has a new Rental Assistance Finder tool for renters and landlords. This tool allows renters and landlords to apply for funds to help with rent, utility bills, and moving costs. To learn more about the program, you can use the Rental Assistance Finder tool here.


The City of Des Moines is partnering with Invest DSM to implement a citywide Block Challenge Grant Program.

Lien Satisfaction

If you need a lien or mortgage release from programs such as emergency repair loans or homebuyer assistance funded by the CDBG or HOME, please call the main Neighborhood Services phone number at (515) 283-4520 and ask for the Federal Funds Division. Information needed will include:

  • Property address
  • Contact or return information for satisfaction
  • Expected closing date

All requests require up to 7 business days for processing.